Que es opcion de compra
Once you have chosen your property it is essential to arrange a full legal check with an English speaking lawyer to protect your own interests. This ensures that the seller is the legal owner of the property, and therefore has the right to sell. Your lawyer will also provide you with a Nota Simple which confirms if there are any outstanding debts or loans que es opcion de compra the property.
To purchase a property in Spain you must have a Spanish tax number or NIE numero de identificacion extranjeroyour lawyer can arrange this for you. After both parties have agreed a price for the property and unless you are paying in full and in cash immediately, it is advisable to sign an Option Contract.
This contract will contain details such as the age and size of the building, the purchase price and date of completion, there will also be a description of the property.
In addition it will state which party is responsible for paying what. Once this contract is signed the completion can be organised. This will be held in a bonded client account until the specified completion date. This contract is legally binding and therefore your deposit will be lost if you withdraw from the purchase. If however, the seller decides to withdraw, you are entitled to twice the value of your deposit as compensation.
On que es opcion de compra completion date, the outstanding balance purchase price minus deposit paid and all que es opcion de compra must be paid by the buyer.
The buyer and the seller then sign the compraventa contract which is the equivalent to the Deeds of the property. The purchaser is then issued with a copy of the public deed of conveyance escritura in the presence of a Public Notary who is the official required to witness the deed of sale.
A copy is passed on to the tax office and also to the property registry. The keys will be handed over at this point. In order to register the property in your name, you must provide proof of payment to the land registry office of the relevant purchase taxes. After completion these taxes must be paid within a period of 30 days, this will be arranged by your bank if you have a mortgage or otherwise by your lawyer.
Late payment will result in a fine from the tax office. As the owner of a Spanish property you must have an account at a local bank with sufficient funds to cover the normal running costs. Standing orders will need que es opcion de compra be set up for water and electricity bills etc. It is advisable to take out a house insurance policy to cover any potential problems. This can be done with the bank or through an insurance company. The EPC is easy to read at first glance as it begins with a colour coded graph with a sliding A to G scale and an arrow pointing to the rating the property has been given.
The responsibility for the EPC primarily falls on the owner. However it is also the que es opcion de compra of the sales agent or lettings agent to que es opcion de compra the property owner of their new legal obligations. A qualified Energy Assessor can produce the EPC and prices will vary, mainly depending on the size of the property.
The EPC is valid for 10 years however the owner can chose to update their EPC at any time during this 10 year period if they deem it necessary, following any improvements or major structural changes to the property. More information is available on the following websites: Legal Process for buying a property in Spain. Legal Checks Once you have chosen your property it is essential to arrange a full legal check with an English speaking lawyer to protect your own interests. Option Contract Opcion de Compra After both parties have agreed a price for the property and unless you are paying in full and in cash immediately, it is advisable to sign an Option Contract.
Deeds of que es opcion de compra Property Escritura de compraventa On the completion date, the outstanding balance purchase price minus deposit paid and all fees must be paid by the buyer. Registration of the Property In order to register the property in your name, you must provide que es opcion de compra of que es opcion de compra to the land registry office of the relevant purchase taxes.
Bank As the owner of a Spanish property you must have an account at a local bank with sufficient funds to cover the normal running costs.
Com. In the comments section they offer their help to recover your lost funds. When you contact them they will convince you open a new broker ADMIN account with your own current broker.
To open an Admin account, you should contact Xiang Corp. You can also use it to get back your investment capital you invested with the broker if they don't want to que es opcion de compra it to you.